members.consolidatedcredit.orgConsolidated Credit – Call 844-331-0126 for Free Credit Counseling

Español CALL US TODAY (844) 276-1544 Search Keyword Processing... Find Debt Relief Credit Smart Personal Finance Housing Counseling Resource Center Who We Are Members Members Español CALL US TODAY (844) 276-1544 Helping People through Credit Challenges since 1993 The call & counseling are always free and there is never an application fee. Our mission To assist families throughout the United States to end financial crises and solve money management issues through education and professional counseling. How much debt do you need help with? $10,000 Find A Solution 10.2M More than 10.2 million people helped in 30 years 300+ 300+ hrs. of live education each year $9.75B Over $9.75 billion in debt consolidated As Featured In How credit counseling works in 3 easy steps 1. Talk to a Counselor for Free Review your debts, budget and credit with a certified credit counselor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy. 2. Start as Soon as You’re Ready Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees. 3. Get Out of Debt Faster The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months. Get More Details You Are Not Alone Donna S. got help with $25,000 in AL 57 minutes ago Jessie A. got help with $10,000 in TX 60 minutes ago Christy E. got help with $20,000 in GA 1 hour ago Caroline R. got help with $10,000 in OR 1 hour ago Jacob R. got help with $20,000 in FL 2 hours ago Karen A. got help with $20,000 in GA 2 hours ago Elliott F. got help with $15,000 in TX 2 hours ago Loyd G. got help with $25,000 in ID 2 hours ago Timothy H. got help with $7,500 in GA 2 hours ago Jennifer W. got help with $75,000 in WA 3 hours ago Paula F. got help with $18,500 in WA 3 hours ago Lisa T. got help with $10,000 in OR 3 hours ago Christina C. got help with $70,000 in VT 4 hours ago Yesenia L. got help with $15,000 in TX 4 hours ago Alejandra R. got help with $45,000 in CO 5 hours ago Trent P. got help with $7,500 in CO 6 hours ago Jacklyn S. got help with $10,000 in OR 6 hours ago Angel M. got help with $25,000 in KS 7 hours ago Jennifer P. got help with $10,000 in WV 7 hours ago Stephen C. got help with $40,000 in TN 7 hours ago A debt management program can... Reduce your total credit card payments by up to 50% Lower the interest rates applied to your debt to 0-10% Pay off your debt in full in 36-60 months Help you avoid negative credit report information How Much Could You Save? Just tell us how much you owe, in total, and we’ll estimate your new consolidated monthly payment. Debt Amount Debt Amount See Savings Creditors We Work With These are just some of the creditors we work with to help our clients every day. As your advocate, our credit counseling team will work with all of your creditors to minimize interest charges, stop penalties and set up a repayment plan that you can afford. Interest rates are typically reduced to between 0-10%. Details Advocating for our clients since 1993 Consolidated Credit is one of the nation’s largest and oldest nonprofit credit counseling organizations. Our mission is to help people end financial crises through education and professional counseling. We take pride in helping people find solutions to overcome challenges with credit card debt and achieve long-term financial stability. Our Story Here’s what our clients say Excellent Rated 4.7 / 5 based on 9,015 reviews on Quick response time and... Quick response time and very helpful. ELIZABETH B. We’re grateful. We’re grateful. Ana The amt never changes... The amt never changes and y’all have helped my credit score CRYSTAL S. Everything is very... Everything is very smooth and appreciate the monthly statements very much to be able... Klasse Great company Great company, this has helped me tremendously. CHRISTINA M So far things are good So far things are good Sheldon Capers Love the consultation Love the consultation, care and end result coming for the situation. LAURENE C. excellent work excellent work JAMES V. Relief This company helped me to get my debt under control with a lender that gave me... JENIA C. She was very helpful and... She was very helpful and kind to me. She was also very patient while i tried to find... BRYSON C. Katasha was amazing Katasha was amazing, pleasant and walk me through everything I was confused... Laverne Paulos Very helpful in helping... Very helpful in helping you to comsolidation all you debt. LORETTA C. great service great service CHRISTOHER C. Accounts are being paid... Accounts are being paid off CLAUDIA A. No worries Consolidated Credit takes the worry out of paying the bill JAMES KEVIN S. Showing our 4 and 5 star ratings More Reviews Debt Relief in Action Review case studies from real debt management program graduates to see how credit counseling helped them find debt relief through credit consolidation. Working with a certified credit counselor can reduce or eliminate interest charges and lower your total payments by up to 30-50%. See Debt Consolidation in Action Specialized Credit Counseling Services and Financial Education Programs HUD-Approved Housing Counseling Whether you’re buying a home or need help saving your home, Consolidated Credit’s HUD-certified housing counselors can help you create a customized plan to achieve your goals. Housing counselors also provide free reverse mortgage counseling for seniors, as well as an online first-time homebuyer course that provides the certification you may need to qualify for closing cost and down payment assistance. Find Your Way Home Corporate Financial Wellness Program Born out of Consolidated Credit’s Financial Literacy in the Workplace Program, KOFE is a financial wellness program that helps businesses, financial institutions, government agencies and nonprofit organizations support their employees and members to build financial literacy through a 3-pronged approach of self-learning, classroom education and one-on-one financial coaching with certified credit counselors. Corporate Financial Wellness Program Money Management and the Military Consolidated Credit is proud to help military Service Members and Veterans achieve financial stability. The partnership with Army OneSource and the U.S. Department of Veterans Affairs helps military personnel and their families improve their financial literacy so they can navigate the unique financial challenges that they face, from deployment to transition to civilian life. Money Management and the Military Financial Resources and Helpful Tools Take advantage of a wide-range of free financial resources that can help you gain the financial literacy you probably missed because few schools offer personal finance education. Learn at your own pace with the help of financial education videos, infographics, calculators and interactive courses. You can also sign up for free monthly webinars or watch past webinars on-demand. Financial Resources and Helpful Tools Recent News Articles Financial Planning Making the Most of Your 401(k) Contributions Updated Apr 10, 2024 Only 13% of workers max out their 401(k) contributions, but more of us should be. When it comes to retirement… Read full article 4-minutes read Money Management Spring Clean Your Finances for Financial Literacy Month Updated Apr 1, 2024 Money management is a skill — and like any other skill, it requires learning, training, and practice. 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